Our Experience

Lawrence C. Barrett has earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Accredited Estate Planner® (AEP®) designations. 

 

CLU is a professional designation granted by The American College to individuals who complete a comprehensive curriculum focused primarily on personal risk management.  Prerequisites include passing a series of written examinations, meeting specified experience requirements, and maintaining ethical standards.  The curriculum encompasses insurance and financial planning, income taxation, individual life insurance, life insurance law, estate and succession planning, and planning for business owners and professionals. 

ChFC is a professional financial planning designation granted by The American College to individuals who complete a comprehensive curriculum in financial planning.  Prerequisites include passing a series of written examinations, meeting specified experience requirements and maintaining ethical standards.  The curriculum encompasses wealth accumulation, personal risk management, income taxation, planning for retirement needs, investments, estate and succession planning.

The AEP® designation is a graduate level specialization in estate planning, obtained in addition to already recognized professional credentials within the various disciplines of estate planning. It is awarded by the National Association of Estate Planners & Councils (NAEPC) to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation, and character.

 

 



 




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To read more on Lincoln Financial Advisors-Sagemark Consulting's recent honors, click here